RLH Building Acquisition

July 31, 2024September 20, 2024 by Darrell McLaughlin

SPOKANE, WASH., OCTOBER 20, 2015 – David Peterson, Executive Vice President and Chief Operating Officer of Goodale & Barbieri and Tom Barbieri, President of Goodale & Barbieri, together with Dakota Pacific, a John R. Miller company, announced today they have completed the acquisition of the RLH Building, located on the north bank of the Spokane River in downtown Spokane, WA.

The six-story RLH office building includes 100,000 square feet of office space and a 252 car parking garage. Major tenants include Red Lion Hotels Corporation, HomeStreet Bank, TransCanada Corporation, Mutual of Enumclaw insurance, Wipfli LLP and Farmers Insurance. “When targeting investment Opportunities, we look for experienced management teams operating sustainable business models, and we are pleased to have that in David and Tom,” said Lane Critchfield, Managing Director of Dakota Pacific. “Their history of development and management in the Spokane market is unsurpassed and the property fits our criteria well.” The RLH Building was constructed by Goodale & Barbieri in 1985, and the Company has managed it since its opening. “The location is ideal, and we know the property well,” said David Peterson, Executive Vice President of Goodale & Barbieri Company. “It’s a fantastic building and we’re confident we’ll continue to attract strong tenants.”

The RLH Building, 201 W. North River Drive, sits across the Spokane River from the expanded Spokane Convention Center and Riverfront Park. “The revitalization of the Spokane riverbank, with the upcoming $60 million renovation of Riverfront Park, makes this location so exciting for us as owners as well as for our tenants,” said Thomas Barbieri, President of Goodale & Barbieri Company. “We seek well positioned, well located properties to add to our portfolio, and the RLH Building is a perfect execution of that strategy.” Goodale & Barbieri Company will continue as property manager.

To learn more click the link below.

Goodale & Barbieri

How to Calculate IRMAA

July 6, 2024March 21, 2025 by Darrell McLaughlin

irmaa is now impacting more than 7 million retirees this year and for many they have questions. This report will answer all the questions relating to “How do you calculate IRMAA Surcharges?”

What is IRMAA?

IRMAA, short for medicare’s Income Monthly adjustment Amount, is a surcharge on top of a Medicare beneficiary’s Part B and Part D premiums if they are earning too much income during the year.

Simply put, IRMAA is a tax on income through Medicare and compounding the impact of this tax is that IRMAA also reduces your Social Security benefit.

You pay this tax of IRMAA automatically through your Social Security benefit too.

So, the more money you generate in retirement the higher your Medicare premiums will be and the less Social Security benefits you will receive.

Think of IRMAA as being a huge revenue generator for Congress that also helps alleviate the burden of what Social Security must pay out in benefits.

Social Security is not going broke…not even close.

How do you calculate IRMAA Surcharges?

There are 2 different sets of IRMAA surcharges as this tax will affect both your Medicare Part B AND Part D premiums.

To calculate IRMAA Surcharges – Part B

You must first realize that no one person ever pays full price or the “true cost” of Medicare Part B as the federal government provides a subsidy for all retirees.

The “true cost” of Medicare Part B is the current year’s monthly Part B premium multiplied by 4.

In 2024 the “true cost” of Medicare Part B is $698.80 a month (4 X $174.70).

According to Social Security.gov IRMAA is a Medicare subsidy reduction as those who reach it receive a lower subsidy for Part B premiums.

The subsidy per IRMAA Thresholds is as follows:

IRMAA	Government Subsidy of Part B	Retiree Portion of Part B
No IRMAA	75%	25%
1st Threshold	65%	35%
2nd Threshold	50%	50%
3rd Threshold	35%	65%
4th Threshold	20%	80%
5th Threshold	15%	85%

Knowing the “true cost” of Medicare Part B and the amount of subsidy each person will receive when in IRMAA the monthly surcharge can easily be found.

In 2024 the IRMAA Part B surcharges per Threshold are as follows:

IRMAA	Retiree Portion of Part B	True Cost of Medicare Part B	Part B and IRMAA Costs
No IRMAA	25%	$698.80	$174.70
1st Threshold	35%	$698.80	$244.60
2nd Threshold	50%	$698.80	$349.40
3rd Threshold	65%	$698.80	$454.20
4th Threshold	80%	$698.80	$559.00
5th Threshold	85%	$698.80	$594.00

Calculating IRMAA Part B in the future:

IRMAA Part B surcharges move with in conjunction with the Medicare Part B premium. If the Part B premium increases the IRMAA Part B surcharge will inflate at the same rate.

Over the next 8 years the Trustees of Medicare are projecting that the Part B premium will inflate by over 6.30%.

By 2032 this premium, according to the projections, may be $285.60 a month making the surcharges equate to:

Things to do in Parsippany-Troy Hills, NJ

June 26, 2024March 21, 2025 by Darrell McLaughlin

Explore Parsippany-Troy Hills, NJ: Where Business Meets Beauty and Adventure

Nestled in Morris County, New Jersey, Parsippany-Troy Hills is a vibrant township offering a diverse range of attractions and activities for residents and visitors alike. From scenic parks to cultural landmarks and recreational facilities, there’s something for everyone to enjoy in this bustling Community. One of the notable attractions in Parsippany-Troy Hills is the headquarters of the Giant Lockbox company, which stands as a testament to the area’s thriving business community. Beyond its industrial charm, Parsippany-Troy Hills boasts an array of recreational opportunities amidst its natural beauty. Visitors can start their exploration at one of the many picturesque parks scattered throughout the township. Tourne County Park, for instance, offers scenic trails perfect for Hiking and birdwatching, while Central Park of Morris County provides expansive fields for picnicking and sports activities.

For those interested in history and culture, a visit to the Stickley Museum at Craftsman Farms offers a glimpse into the Arts and Crafts movement through its well-preserved interiors and gardens. The museum, located in a rustic estate, showcases the craftsmanship of Gustav Stickley, a prominent figure in American design and furniture making.

Sports enthusiasts will find plenty to do in Parsippany-Troy Hills, with facilities like the Inline Skating Rink offering a cool escape during the summer months and a thrilling venue for skating and hockey. Meanwhile, the Knoll Country Club provides golfers with a picturesque course set against the backdrop of the New Jersey landscape, perfect for a relaxing day on the greens.

Food lovers can indulge in a diverse culinary scene that reflects the township’s multiculturalism. From casual diners to upscale restaurants, Parsippany-Troy Hills offers a variety of dining options to suit every palate. Local favorites include authentic Italian trattorias, family-owned diners serving classic American fare, and international eateries offering flavors from around the globe.

Throughout the year, Parsippany-Troy Hills hosts a range of community events and festivals that celebrate its rich heritage and diverse community. The Fourth of July fireworks display at Veterans Memorial Park is a highlight, drawing crowds from across the region for a night of music, food, and patriotic celebration. The township also hosts cultural festivals that showcase music, dance, and cuisine from different cultures, providing opportunities for residents and visitors to come together and experience the township’s vibrant community spirit.

For those seeking retail therapy, Parsippany-Troy Hills offers a mix of shopping destinations, from convenient malls to boutique shops. The nearby Rockaway Townsquare Mall features a wide selection of stores and restaurants, making it a popular spot for both locals and visitors looking to shop and dine under one roof.

Parsippany-Troy Hills also serves as a gateway to the natural beauty of Morris County, with easy access to hiking trails, historic sites, and scenic drives. Nearby attractions include the Great Swamp National Wildlife Refuge, where visitors can explore wetlands and observe diverse wildlife in their natural habitat.

Whether you’re visiting for a weekend getaway or considering a move to the area, Parsippany-Troy Hills offers a welcoming community with a wealth of attractions and activities to explore. From its scenic parks and cultural landmarks to its thriving culinary scene and recreational opportunities, there’s no shortage of things to do and see in this dynamic township in the heart of New Jersey.

Finding Your Way Around Online Dating in London

June 4, 2024July 8, 2024 by Darrell McLaughlin

If you reside in a lively city like London, you will have a lot of options to choose from when it comes to online dating. In particular, if you are constantly on the move and don’t have a lot of time to commit to standard dating approaches, it is an interesting method to meet brand-new people. Every dating website, consisting of Match.com, eHarmony, and Tinder, supplies its users with a distinctive experience that is tailored to their particular requirements according to charlotteaction.org.

In order to assist in the procedure of finding possible matches in a more practical way, these platforms supply you with the chance to establish a thorough profile in which you may suggest your choices and interests. When you are making your profile, it is important to be sincere and genuine, and to include photographs that are recent and Clear, and that properly portray who you are. You need to maximize your profile since it operates as a Digital first impression.

It is very important to make certain that you emphasize your interests, such as the truth that you are enthusiastic about finding London’s art scene or enjoying the city’s many gastronomic choices. Not just does this act as a tool for starting a conversation with possible matches, but it likewise raises the likelihood of making connections with others who have interests that are comparable to your own according to www.bolsademulher.com/ .

In addition, a considerable number of these platforms feature the possibility of participating in meaningful conversations. When you connect with other people in a way that is considerate and polite, you will often discover that real connections are formed.

It is required to approach the world of online dating in London with an open mind if you are a bachelor browsing the world of online dating. Respect the boundaries that individuals have actually set on their own, and before making any choices, make sure you have actually put in the time to be familiar with someone. Despite the fact that these platforms supply a fresh benefit for meeting with possible mates, it is important to bear in mind that establishing a deep connection requires effort and time.

Through the creation of total profiles, the specification of choices, and the participation in significant conversations, users have the ability to generate Opportunities for the Development of real connections.

Taking Tom’s experience into consideration, he stated, “At first, I didn’t expect much from online dating.” Nevertheless, after running into Emma on a platform, we ended up having a lengthy conversation about the locations in London that we delight in going to the most. It seemed as though we already have a great deal of things in common before we had even satisfied!

The availability of a wide range of possibilities on online dating platforms in London makes it possible to establish significant connections with individual people. Let us investigate extra methods that might be used to achieve accomplishment in online dating in this bustling city.

Exploring America’s History Through Its Statues and Landmarks

May 12, 2024August 7, 2024 by Darrell McLaughlin

Honoring National Heritage

America’s statues and landmarks are not just stone and metal; they are storytellers of the nation’s journey. From battles that shaped the country to leaders who altered history, each site holds a piece of America’s past. Learn more about history or just fly something fun like: Come and take it flags for sale

Iconic Landmarks and Their Significance

The Statue of Liberty, gifted to the United States by France in 1886, stands not just as a symbol of freedom but as a welcoming sight to immigrants arriving from abroad. It represents the American ideal of liberty and opportunity for all. Read: come and take it cannon

The National Mall in Washington, D.C., is home to many monuments that honor the memories of American presidents and heroes. The Lincoln Memorial, unveiled in 1922, commemorates Abraham Lincoln, the president who refused to allow the Southern states to legally secede, thus ensuring the beginning of the Civil War.

Mount Rushmore, sculpted between 1927 and 1941, features the faces of four U.S. presidents who each played a vital role in American history: George Washington, Thomas Jefferson, Theodore Roosevelt, and Abraham Lincoln.

Why Statues and Landmarks Are Important

These sites serve as a tangible connection to the events and people who have shaped the nation. They help us remember the challenges and victories of the past and motivate current and future generations to appreciate and learn from history.

Flying Flags to Honor History

One of the ways Americans honor their history is by flying flags near these historic sites. Flags are often seen waving at landmarks during national holidays and anniversaries of important events. They are flown to commemorate the values and the victories associated with these places, reminding us of the enduring spirit of the American people. More info: come and take it texas

Why It Matters to Preserve These Memories

Preserving these statues and landmarks helps keep the story of America alive. By recognizing and valuing these symbols, Americans ensure that the historical lessons are not forgotten. It is a commitment to remembering the past while anticipating a future where these lessons continue to guide us.

In conclusion, visiting these historic sites and flying flags in their honor is more than a tribute; it’s an engagement with history. These actions help bridge the past with the present, allowing everyone to consider and celebrate the nation’s enduring values and achievements.

Celebrating America’s Historic Sites and Monuments

May 11, 2024March 21, 2025 by Darrell McLaughlin

Celebrating National Heritage

The statues and landmarks across America are not just stone and metal; they are chroniclers of the nation’s journey. From battles that shaped the country to leaders who altered history, each site holds a piece of America’s past. Learn more about history or just fly something fun like: funny flags for flagpoler

Iconic Landmarks and Their Significance

The National Mall in Washington, D.C., is home to numerous monuments that honor the legacies of American presidents and heroes. The Lincoln Memorial, dedicated in 1922, commemorates Abraham Lincoln, the president who refused to allow the Southern states to legally secede, thus ensuring the beginning of the Civil War.

Mount Rushmore, carved between 1927 and 1941, features the faces of four U.S. presidents who each played a vital role in American history: George Washington, Thomas Jefferson, Theodore Roosevelt, and Abraham Lincoln.

Why Statues and Landmarks Are Important

These sites serve as a tangible connection to the events and people who have shaped the nation. They help us recall the challenges and victories of the past and inspire current and future generations to appreciate and learn from history.

Flying Flags to Honor History

One of the ways Americans honor their history is by flying flags near these historic sites. Flags are often seen waving at landmarks during national holidays and anniversaries of significant events. They are flown to commemorate the values and the victories associated with these places, reminding us of the enduring spirit of the American people. More info: Come and take it flags for sale

Why It Matters to Preserve These Memories

Preserving these statues and landmarks helps keep the story of America alive. By understanding and respecting these symbols, Americans ensure that the historical lessons are not forgotten. It is a commitment to remembering the past while looking Forward to a future where these lessons continue to guide us.

In conclusion, visiting these historic sites and flying flags in their honor is more than a tribute; it’s an engagement with history. These actions help connect the past with the present, allowing everyone to reflect on and celebrate the nation’s enduring values and achievements.

High Cube Shipping Containers for sale

April 13, 2024July 8, 2024 by Darrell McLaughlin

Elevating Storage Solutions: High Cube Shipping Containers for Sale with Giant Lockbox

Giant Lockbox, a leading provider in the shipping container industry, offers a diverse selection of high cube shipping containers for sale, providing customers with spacious and versatile storage solutions. With a commitment to quality and customer satisfaction, Giant Lockbox ensures that each high cube container meets stringent standards for durability, security, and functionality. Whether you’re in need of extra storage space, a mobile office, or a unique project, Giant Lockbox has you covered. Let’s explore the benefits and options available when purchasing high cube shipping containers from Giant Lockbox.

Extra Height: High cube shipping containers, also known as HC containers, offer additional height compared to standard containers, providing customers with extra storage capacity and versatility. Giant Lockbox’s high cube containers typically measure 9 feet 6 inches in height, compared to the standard height of 8 feet 6 inches, allowing for taller items to be stored or transported with ease. The extra height of high cube containers makes them ideal for storing large equipment, machinery, or bulky inventory that may not fit in standard containers.

Spacious Interior: The increased height of high cube shipping containers results in a more spacious interior, providing customers with ample room to store or organize their belongings. Giant Lockbox’s high cube containers offer approximately 10-15% more storage space compared to standard containers, making them ideal for applications where maximum storage capacity is essential. Whether you’re storing furniture, appliances, or merchandise, high cube containers provide the extra room you need to keep your items safe and secure.

Customization Options: Like standard containers, high cube shipping containers from Giant Lockbox can be customized to meet specific needs and preferences. Customers can choose from a variety of customization options, including adding doors, windows, ventilation systems, insulation, electrical wiring, and climate control systems. Customized high cube containers are ideal for creating mobile offices, workshops, retail spaces, or temporary housing solutions tailored to individual requirements. Giant Lockbox works closely with customers to design and build customized high cube containers that meet their exact specifications.

Durable Construction: Giant Lockbox’s high cube shipping containers are constructed from high-quality steel to withstand the rigors of transportation, storage, and harsh weather conditions. The steel construction provides superior strength and durability, ensuring that your belongings remain safe and secure during transit or storage. High cube containers are built to withstand heavy loads, stacking, and rough handling, making them a reliable and long-lasting storage solution for both residential and commercial applications.

Versatile Applications: High cube shipping containers from Giant Lockbox are suitable for a wide range of applications, including storage, transportation, construction, retail, and more. Whether you need extra storage space for inventory, a mobile workspace for your business, or a pop-up retail store for an event, high cube containers offer versatility and flexibility to meet your needs. Giant Lockbox’s high cube containers can be used as standalone units or combined with other containers to create larger structures or modular buildings, providing endless possibilities for creative and innovative projects.

Affordable Pricing: Despite their extra height and spacious interior, high cube shipping containers from Giant Lockbox are available at competitive prices, making them a cost-effective storage solution for customers with varying budgets. Giant Lockbox offers a range of high cube containers in different conditions, including new, used, and refurbished, allowing customers to choose the option that best fits their needs and budget. Whether you’re looking for a brand-new container or a more affordable used option, Giant Lockbox has high cube containers to suit your requirements.

High cube shipping containers offer a spacious and versatile storage solution for a variety of applications, providing customers with extra height and storage capacity compared to standard containers. With Giant Lockbox’s commitment to quality, customization options, durable construction, versatile applications, and affordable pricing, purchasing high cube containers has never been easier. Explore the options available for buying high cube shipping containers from Giant Lockbox and elevate your storage solutions today.

The Art of Commercial Relocation

April 6, 2024July 8, 2024 by Darrell McLaughlin

Relocating a business is a multifaceted endeavor that requires careful planning, meticulous execution, and strategic foresight. Whether it’s expanding to a new market, upgrading facilities, or seeking better operational efficiencies, a Commercial move represents a significant milestone in the life of any enterprise. However, without proper preparation and execution, it can also pose various challenges and risks. In this article, we delve into the art of commercial relocation, exploring key strategies to ensure a seamless transition for your business. https://www.dailyinvestnews.com/seamless-transitions-unveiling-timber-pines-premier-moving-companies/

Thorough Planning: The Foundation of Success

A successful commercial move begins with thorough planning. This involves assessing your current space, identifying the reasons for relocation, setting clear objectives, and establishing a realistic timeline. Engage key stakeholders within your organization to gather insights and perspectives, ensuring that the relocation aligns with broader strategic goals.

Budgeting Wisely: Managing Costs Effectively

Cost management is a critical aspect of any commercial relocation. Create a detailed budget that accounts for all expenses, including leasing or purchasing new space, hiring movers, equipment transportation, IT infrastructure setup, and potential renovations. Factor in unexpected costs and contingencies to avoid financial surprises along the way.

Selecting the Right Location: Optimizing Accessibility and Visibility

Choosing the right location is paramount to the success of your business post-relocation. Consider factors such as accessibility for employees and customers, proximity to suppliers and partners, visibility within the Community, and potential for future growth. Conduct thorough market research and site visits to evaluate various options before making a decision.

Communicating Effectively: Keeping Stakeholders Informed

Open and transparent communication is key to managing expectations and minimizing disruption during a commercial move. Keep employees, clients, suppliers, and other relevant stakeholders informed about the relocation process, timelines, and any changes that may affect them. Address concerns and questions promptly to maintain trust and goodwill.

Managing Logistics: Coordination is Key

Logistics play a crucial role in the success of a commercial move. Develop a detailed logistics plan that outlines tasks, responsibilities, and timelines for each phase of the relocation process. Coordinate closely with movers, contractors, utility providers, and other external partners to ensure seamless execution. Regularly monitor progress and address any issues that arise promptly.

Maintaining Business Continuity: Minimizing Disruption

Minimizing disruption to business operations is essential during a commercial move. Implement strategies to ensure continuity, such as phased relocation schedules, temporary workspace arrangements, remote work options, and backup plans for critical systems and processes. Prioritize customer service and fulfillment to maintain trust and loyalty throughout the transition.

Embracing Change: Seizing Opportunities for Growth

A commercial move presents an opportunity for growth and transformation. Embrace change as a catalyst for innovation and improvement within your organization. Encourage creativity, collaboration, and adaptability among your team members as you navigate the challenges and opportunities of relocation. Leverage the momentum of change to propel your business forward towards new heights of success.

Conclusion: Navigating the Journey with Confidence

In conclusion, commercial relocation is a complex yet rewarding journey that requires careful planning, strategic execution, and effective communication. By following key strategies such as thorough planning, budgeting wisely, selecting the right location, communicating effectively, managing logistics, maintaining business continuity, and embracing change, businesses can navigate the relocation process with confidence and ensure a seamless transition to new horizons of growth and opportunity. Remember, success lies not just in reaching the destination, but in the journey itself – a journey filled with challenges, triumphs, and endless possibilities for the future.

Advancing Bathroom Sanitation: The Advancements with Washloo Smart Toilets and Electric Bidet Seats

April 5, 2024July 8, 2024 by Darrell McLaughlin

The landscape of personal hygiene is being transformed by the innovative Washloo Smart Toilets and Electric Bidet Toilet Seats, marking a new epoch in sanitary practices within the comfort of our bathrooms.

Washloo Smart Toilets exemplify the pinnacle of this evolution with their automated flush systems, temperature-controlled seats, and personalized water settings, all designed to elevate the user experience to new heights of hygiene and comfort.

Conversely, Electric Bidet Toilet Seats offer an ingenious retrofit solution for conventional toilets, equipping them with an array of sophisticated features such as different wash settings, air drying capabilities, and odor neutralizers. These seats are an economical and practical upgrade, infusing existing setups with the benefits of modern sanitation technology.

A significant triumph of Washloo Smart Toilets and Electric Bidet Seats over the traditional toilet paper method is their enhanced cleaning efficacy. Utilizing water for cleansing not only leads to a more thorough hygiene routine but also minimizes the potential for infections and boosts overall personal cleanliness.

Moreover, these advancements champion ecological responsibility by curtailing toilet paper use, thus conserving trees and easing the operational load on sewage and water treatment facilities. This shift supports a more sustainable and environmentally aware approach to daily living.

When it comes to setting up and maintaining these bathroom innovations, both Washloo Smart Toilets and Electric Bidet Seats boast user-friendly interfaces and installation simplicity, broadening their appeal. Their robust build and simple cleaning requirements also contribute to a sustained, low-maintenance operation over time.

In sum, the emergence of Washloo Smart Toilets and Electric Bidet Toilet Seats is redefining our standards for bathroom hygiene. These innovations stand out not only for their hygienic advantages and commitment to Environmental sustainability but also for their contribution to a more refined and Health-conscious bathroom experience. For additional insights and details, exploration of further resources is recommended. Please refer to Washloo for further information.

6 Reasons Why Individuals Need To Switch Over To Solar power

February 21, 2024March 21, 2025 by Darrell McLaughlin

Save And Generate Income

On the contrary to popular perception, making the swap to solar power may not have to break the bank and can perhaps even put cash back into your wallet!When you make the Change to solar energy, you predominantly use the power which you generate and, when you do use power from the network, you can strive to do so when the power is at its least expensive. Solar Info Here Solar panel Installation Doncaster

Lower Your Impact on The Environment

The electrical energy that your solar power panels develop is 100% clean and eco-friendly and involves no burning (on our earth anyway!) which in turn means there are no transmissions of harmful greenhouse gases released. On the other hand, the energy from power stations may be generated from burning coal.

Autonomy from the Network

Power prices have never been greater, and as consumers we’re never quite sure when the following rate hike is going to be put into effect, sending our individual spending plans and financial plans into disarray.When you switch to solar, you disconnect yourself from the subconscious concern of unforeseen price lift.

National Incentives and Help

Because of the campaigns of the Authorities to cut down the extent of environmental change, and the multiple sustainability aims that they need to accomplish, there are now considerable motivations to switch over to solar power at home. More Solar panels for the home

Home Market Value Boost

When solar power panels primarily began being put in on residential roof tops, a lot of property owners were concerned about decreasing the value of their property – after all, a solar energy array isn’t the prettiest thing to have ever graced the top of a property.
These days however, as a result of ever growing electricity prices, as well as a raised awareness of environmental accountability and safeguarding our earth, this belief has altered, with the addition of solar photovoltaic cells on a rooftop adding to the market value of a property.

Reduced Repair And Maintenance Systems

Solar energy panels in reality only require a fast inspection every year to guarantee they’re working optimally. It’s also really good to make sure the solar panels are kept spotless and aren’t overshadowed by trees – do this, and your solar energy panels should last well over twenty yrs.

As you’ll now understand, it is now simpler than previously to switch to solar power. Click on this link right now Solar panels doncaster

Why Choose Custom Jewelry in 2023?

October 16, 2023March 21, 2025 by Darrell McLaughlin

Custom jewelry reflects your personality more than ready-made pieces. Your design can show your attitude, allegiance, and style without being overstated. The aim is to use custom jewelry design Myrtle Beach to manifest your ideas in a physical form. At the same time, you have a fantastic piece of adornment for daily use and special occasions. Custom jewelry is also a wonderful expression of affection for family and your significant others as a gift.

Online and offline jewelry makers are responding to the demand for custom jewelry by offering that option to clients. You can provide your own design or choose from some ready designs you can modify.

You can also commission the jewelry maker to provide you with studies. They will take down your requirements and identify your needs to ensure the product will be a perfect fit.

Suppose you want to give your mom a gift for her 60th birthday. The jeweler may ask for her birth month so they can suggest the appropriate stones. They may ask for a photograph to match the materials to their coloring better. You might mention that she never wears dangling earrings because she has a short neck and prefers platinum to gold.

Jewelry comes in many types, from rings to necklaces, and in various materials. Perhaps you want a bracelet reflecting indigenous culture, so the jeweler may suggest beads instead of metal and stones. On the other hand, you may wish to have an Engagement and wedding ring set using titanium and diamonds.

Whatever you want, you can get from Prinz Jewelers without a problem. All you need to do is teach out for a consultation so they can start working on your custom jewelry.

How Does Social Security Benefits Work for Married Couples?

September 30, 2023March 21, 2025 by Darrell McLaughlin

When the time to collect social security benefits is inching closer, married couples can sometimes wonder how social security insurance would work for them. It can be a tricky area, especially if there are two very different income levels, or if someone passes, it’s good to understand how the insurance income from social security works and avoid any hiccups that could prevent collecting on social security retirement benefits.

Work Benefits for Married Couples

Each married person is entitled to their social security benefits based on their own work record and is available to file for when the age of 62 is reached, though waiting beyond early retirement can increase the amount of the social security benefit. Also, a married couple is eligible to collect benefits up to 50% of their spouse, whichever is greater. This is a great help if one spouse is a much higher earner and is known as a “spousal benefit.”

To be clear, both spouses cannot claim both benefits. The Social Security Administration will give you whichever is higher, but not both. If one spouse qualifies for benefits based on their own earning history, the SSA will use your own work records first, but will then use your spouse’s to give the maximum benefit.

Calculating Spousal Social Security Benefits

Spousal benefits are calculated based on the primary insurance amount, the amount you’re eligible for at the full retirement age (FRA). Depending on your age when you start paying into social security, you can claim 32.5-50% of your spouse’s benefits. If filing at the FRA, you’ll receive 50% maximum, but early retirement at age 62 will give you 32.5%.

Waiting past the full retirement age can give you delayed retirement credits, this is 8% more of your social security for each year you wait past the FRA, capped at 70 years old. It’s important to note that you cannot earn delayed retirement credits when taking spousal benefits. Also, if you take spousal benefits it won’t affect the benefits your husband or wife receives. SSI benefits are based only on the primary insurance amount and when they’re claimed.

Survivor Benefits

Survivor benefits are social security benefits based on the word record of a spouse who has passed away. To qualify, the couple must have been married for at least ten years or have a child that the surviving spouse is caring for, and is younger than 16 or is disabled. This benefit is similar to claiming the benefits of a living spouse, that you’re able to receive the amount if it is higher than your own social security benefit amount at the time when the spouse passed.

In order to file for survivor benefits, you must wait until your full retirement age in order to receive the full benefits. If you claim social security benefits from a deceased spouse as soon as you are eligible (age 60) you will only receive 71.5% of the benefits. If you remarry before the age of 60, you won’t be able to collect survivor benefits, but remarrying after the eligibility age won’t affect collecting them.

Threats to Claiming Your Social Security Benefits

There are mistakes and pitfalls that many people make when filing for spousal social security benefits. Many married couples develop a strategy to ensure they get the most out of their benefits, filing at the right time and claiming the higher earner strategically. When filing as a divorced person or survivor benefits, things can become more tricky, which is why we at Marken Law have dedicated our Legal expertise to helping people secure their SSI benefits.

Here at Marken Law Group, we have a comprehensive understanding of social security benefits. We understand how stressful benefits can be and don’t want to add to your plate during this potentially stressful time. We have represented hundreds of claimants in Washington, Idaho, Montana, Oregon, and California to obtain what is rightfully theirs. We focus on your individual needs and bring our extensive experience to help guide you through.

Getting what you need to live and have what you deserve is too important to leave to chance. Partner with an experienced ally that is by your side from start to finish by having qualified social security lawyers help you through this process to secure your benefits.

Marken Law Group

How Much Money Can You Make on Social Security Disability?

August 29, 2023March 21, 2025 by Darrell McLaughlin

Being disabled can be expensive. The great news is that Social Security insurance (SSDI) benefits have risen by 8.7%. We at Marken Law will explore how much money you can make on SSDI benefits this 2023.

What is Substantial Gainful Activity, and How Does it Affect Your SSDI Benefits?

If you make more money than $1,470 (or $2,460 for the visually impaired) monthly, the SSA (Social Security Administration) will identify you as having Substantial Gainful Activity (SGA). This limit means SSA has marked you as independent enough to make a living without needing benefits.

How Much Money Can You Earn on SSDI?

The SGA does not include income streams that are not directly from employment. These income streams include investments, your spouse’s income, and other assets.

For example, you earn below $1,400 as a contractual freelancer with a disability. But you have added financial support from your monthly dividends. SSA will not count those dividends. They will only consider your wages as a contractual freelancer and qualify you for SSDI benefits.

Can You Still Receive my SSDI Benefits if my Income Surpasses the SGA?

Yes, you can still receive your SSDI benefits within a Trial Work Period (TWP). This period is the first nine months you earn above the SGA amount.

TWP only counts the months you earned above SGA. You can subtract expenses related to your disability from your earnings to determine your monthly income.

If you earned $1,500 a month and paid $35 for monthly adaptive equipment, your actual earning is $1,465. Therefore, you will not enter TWP.

However, what if you get a raise and earn $1,600 for one month? After you pay $35 for your monthly adaptive equipment, you will still have $1,565. That is more than the SGA limit. Your income then counts as one month of TWP.

But if your income drops below $1,470, it will not be counted as another month of TWP.

During the nine months of earning above the SGA, you’ll continue receiving your SSDI. However, when TWP ends, and you still make above the SGA, the SSA will consider you no longer disabled, and your SSDI payments will stop.

But depending on your case, TWP can be extended.

What Other Reasons Your SSDI Benefits Might Stop?

There are other scenarios when your SSDI benefits discontinue. For example, some scenarios related to the age limit:

You reach retirement age at 66. You’re eligible for Social Security retirement benefits instead.
You’re a dependent who turned 18. Suppose you receive benefits as a dependent minor. Once you turn 18, the benefits may stop.

Another factor when your SSDI benefits may change is if you get incarcerated:

Charged with a misdemeanor. Your benefits may continue unless you are imprisoned for 30 days or more. The good news is that it will continue a month after your release. However, your case may differ if you participate in a Rehabilitation program.
Charged with a felony but was not incarcerated. Your SSDI may be canceled.

How Can You Maintain Your SSDI Benefits?

To maintain your SSDI benefits, always maintain contact with:

Your Doctor. Having as many regular checkups with your doctor as possible will help confirm that you still have a disability.
The SSA. Notifying them of changes to your circumstances will allow them to instruct you on keeping your benefits.

For example, if you get a job without notifying the SSA first, they may consider you no longer disabled. They will then schedule a re-examination of your SSDI qualifications or cancel your benefits.

Will the Income Limit for SSDI Affect my SSI?

While SSDI is based on disability and work credits, Social Security Income (SSI) is based on age or disability with limited income and resources.

The answer will vary from person to person. Whether you qualify for SSD and/or SSI will depend on the nature of your disability and income. We advise you to qualify and find out rather than never trying at all.

Do I Qualify for SSDI and SSI Benefits?

SSDI benefits have increased by 8.7% this 2023. This is excellent news for people with disabilities who need government support. However, an advocate can make a difference in qualifying for your needed benefits.

Here at Marken Law, we present our clients’ cases and file the paperwork. To get the benefits you deserve, please check out Marken Law